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Short Sales

When does foreclosure begin? Lenders will initiate foreclosure proceedings when borrowers become delinquent in their mortgage obligations, usually after three payments are missed. The lender will then notify the borrower in writing that he or she is in default. The...

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Selling at a Loss

Can a home seller sell a home for less than its mortgage? Yes, in some cases you can sell your home for less than what you still owe on the mortgage, but this is complicated and depends on the lender. This situation is known as a "short sale." Sometimes a lender will...

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Seller Financing

What is seller financing? Seller financing is when a seller helps to finance a real estate transaction by taking back a second note, or even financing the entire purchase if the seller owns the home free and clear. Usually, sellers do this when a buyer has difficulty...

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Pricing the House to Sell

What is the difference between list and sales prices? The list price is how much a house is advertised for and is usually only an estimate of what a seller would like to get for the property. The sales price is the amount a property actually sells for. It may be the...

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Jim Cross

CRS, ABR, e-Pro, GRI, Eco Broker
Colchester, Vermont, 05446
Cell: (802) 373-6164
Business: (802) 861-3225
Fax: (802) 655-0400
Email Me: jim@jimcrossrealtor.com
License #:081.0002630

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